SR-22

Affordable SR-22′s Instantly from All Star Auto Insurance easily done from the convenience of our website! Start by typing your zipcode into the box to the right!

If you need an SR-22 we have you covered and often times for less than our competiton. Our SR-22′s are instantly delivered to you via our secure online quoteing system with very low down payments and affordable monthly payments for any budget.

The companies that All Star works with will file your SR-22 with the Secretary of State in Springfield electronically. That means less work for you! Your insurance policy is immediately emailed to you right after purchase so there is no waiting around and you can get back out and drive! After your SR22 is filed you can drive legally.

Not sure if you need an SR22?
The State of Illinois requires SR22 financial responsibility insurance to be purchased prior to your driver’s license or vehicle’s plates can be reinstated. This would often occur due to suspension or revokation due to a violation of certain sections of the Illinois Motor Vehicle Laws.

Some SR-22 violations include:

  • Driving without Insurance
  • An accident without Insurance
  • DUI (Driving under the influence)
  • Reckless Driving
  • 3 moving violations within a 12 month period

Getting your license reinstated
If your driver’s license is under suspension because of a motor vehicle violation, All Star Auto Insurance will file an SR22 form for you with the Secretary of State. This form shows you have the mandatory auto liability insurance policy required by the Illinois Financial Responsibility Law to have your license or license plates reinstated and allow you to get back on the road legally!

What do I need to know about SR-22 Insurance?

First off let’s define what an SR22 is. SR22 is actually the name of the form (yes that piece of paper) used by the insurance companies to notify the Secretary of State that a customer has the required insurance coverage. You will sometimes hear this referred to as SR22 or FR Filing Responsibility or simply FR.

Next you will need proof of financial responsibility and that will be submitted in the form of an SR22 certificate of insurance completed by an auto insurance company represented by AllStar Auto Insurance and electronically submitted to the Secretary of State before you can legally drive again. A Secretary of State reinstatement fee is sometimes added so be aware of the potential for addional charges by the Secretary of State.

So let’s run through how SR-22 Insurance works. When you make a payment to AllStar Auto Insurance, we will submit a request for an SR22 certificate on your behalf to the car insurance company with the best rate for your situation. They will deliver the SR22 certificate electronically to the Secretary of State in Springfield Illinois. You will get a copy from the insurance company, as well as a letter from the Secretary of State upon receipt. So check your mail for these very important documents.

What type of coverage is required for an SR22 certificate?
The answer is the lowest amount of liability insurance required by the state issuing the SR-22. Currently those are:

Illinois SR-22 Limits

  • Bodily injury: $20,000 per person / $40,000 per occurrence
  • Uninsured motorist: $20,000 per person /$40,000 each occurrence
  • Property damage: $15,000
  • Indiana SR-22 Limits

  • Bodily injury: $25,000 per person / $50,000 per occurrence
  • Uninsured motorist: $25,000 per person /$50,000 per occurrence
  • Property damage: $10,000
  • Finally let’s go over How long you must maintain the SR22. The answer to this will vary by state and by severity reasoning that you needed teh SR-22. Illinois and Indiana require three years. If your policy expires or is canceled, your auto insurance company is required to notify the Secretary of State immediately and your license will be suspended immediately. We want to keep you driving legally so we recommend that you call us at (773) 481-3900 to renew your insurance a minimum of 30 days before your policy is due to expire.

    With all of this you can rest assured that AllStar Auto Insurance has the team in place to keep you on the road and covered for SR22 Insurance in Chicago!

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    How to reach us?
    AllStar Insurance Agency5912 W Lawrence Ave, Chicago IL 60630(888) 707-7757